If you have been driving for many years or just started you will need to know how to deal with a fender bender. No matter how good of a driver you are, you well probably get into a fender bender.
If you get into a fender bender it would be a good idea to have a notepad, a few pencils (because pencils will write in any kind of weather) and a disposable camera in the glove box. It would be good if you had a flashlight, and a first-aid kit.
Here’s what you do, before you do anything call 911, and call your insurance company's claims line as soon as possible. Make note of all the car involved, roadways, direction of travel, skid marks, and anything else to help your case. Write a description of what happened. Note any factors like wet roads, or blocked signs that couldn't be seen. Write down the driver's license numbers and vehicle owner's registration. Find out the insurance company name, passenger's names, the work and home telephone number, and the address of the driver. Write down the date, time and sign your notes then photograph the scene
Here’s what not to do, do not admit it was your fault to anyone ( even if it was), and do not blame others, even if it's obvious whose fault it is. Save your comments for the police, but do not admit fault to them either. Do not raise your voice or argue with other drivers, and don't discuss what happened with bystanders.
This might be a long list of things to remember but it could help you in many ways. If you follow these tips you could save yourself and others around you. You could save yourself (or your parents) and also your insurance company a lot of time, grief and added expenses.
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